---
title: October 2026 Product Newsletter
description: October 2026 Product Newsletter
---

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# October 2026 Product Newsletter

## Workers’ comp just got easier to quote. You now decide Owner/Officer coverage yourself, NCCI mods only need to be entered once, and you can start quotes right from Claude or ChatGPT. Plus, a look at September’s numbers.

### Product Feature Spotlight: Owners/Officers — Include or Exclude

Owner/Officer coverage no longer has to follow the state default. You can now turn coverage **on or off for each Owner/Officer individually**, so the application matches how your insured actually wants to be covered.

Each Owner/Officer also gets their own set of underwriting questions. Their details now flow to more carriers, so there’s less re-entry if you bridge to a carrier portal. If a carrier changes your Owner/Officer selection, that change is noted in that carrier’s quote messages, so you always know exactly what each quote reflects.

**Keep in mind:** Including an Owner/Officer adds their payroll to the rating, which can raise the premium. Enter their payroll only on the **Owners/Officers** screen, not on Location payroll, to avoid double-counting.

---

### Product Update: Experience Mods — NCCI States Stay in Sync

Quoting a multi-state risk? You no longer need to update the same mod over and over. When you edit the **mod value**, **status**, or **Risk ID** on one NCCI state, every other NCCI state on the application updates automatically.

**Why it matters:** NCCI issues one mod across all NCCI states, so keeping them in sync means fewer clicks, fewer typos, and cleaner submissions.

---

### Sneak Peek: Quote from Claude & ChatGPT

You can start and quote applications right inside the AI assistant you already use. Classify a risk, see which of your appointed carriers want it, and submit, all through chat. Binding and payment stay in CoverForce.

---

### Impressive Stats: September 2026 by the Numbers

**Total Quoted Premium: $126.0M**  
Agents generated ~$126M in quoted premium across 7,000 quotes in September.

**Top Agency Bound Premium: $1,452,840**  
One agency bound $1,452,840 across 48 binds in September.

**Single Highest Bound Quote: $833,298**  
The single highest bound quote in September was a $833,298 Workers’ Comp policy.

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